In the perfect world of wealth management, the “management” part is where well-intentioned advisors from tax, investments, insurance, law, fiduciary services and family governance communicate and act in unison to the family’s benefit. This virtual team brings the family in at the right moments, and family decision-making processes tuck seamlessly into those of the advisory group to form a unified organism. But are we kidding ourselves to think that effective collaboration on behalf of families occurs in such a consistently applied and high quality manner?